Hepi Tech designs and delivers transaction platforms, digital wallets, and integrations for institutions that can’t afford to get money movement wrong. Fifteen years of telecom-grade engineering, now serving banks, insurers, and state agencies.
We focus on the parts of your stack where correctness isn’t optional — where every ledger entry, every wallet balance, every reconciliation batch has to be right.
End-user and agent wallets with balance management, transaction journals, double-entry accounting, dispute handling, and reconciliation against external processors.
Direct integration with Mobile Money operators, telco billing, SMS/USSD gateways, and carrier-grade transaction layers. Built on 15 years inside telecom systems.
Native Android & iOS apps, USSD/SMS menus, and Android POS terminal software. One transaction backbone, every channel customers actually use.
Advanced dashboards built on Grafana and Elasticsearch — real-time transaction monitoring, reconciliation health, business KPIs, and alerting for operations teams.
Role-based administration consoles for channels, users, agents, products, and operational workflows. Built so your team can run the business without calling engineering.
Infrastructure design, deployment, and ongoing operations — with collaborators across multiple countries to ensure continuity across time zones and environments.
The brief we keep solving: an institution needs to move value between end-users, agents, and external payment rails — reliably, auditably, across every channel its customers actually use.
We build the full stack: a core ledger with double-entry accounting and wallet balances, integrations with Mobile Money operators for top-ups and payouts, channel-specific front-ends (app, USSD, SMS, POS), and a backoffice where operations can investigate, reconcile, and act.
The same architecture that powers a national-scale lottery distribution — with player wallets, seller wallets, and POS-based retail — applies directly to digital banking, micro-insurance, agent banking, social transfers, and any system where accounts, transactions, and multi-channel access are the foundation.
Hepi Tech is a focused engineering practice, founded and led by a senior systems engineer with fifteen years inside telecom systems integration — the world where uptime is measured in nines and every message has to be accounted for.
We operate as a distributed team across multiple countries, drawing on long-standing collaborators for project management, application development, and IT infrastructure. That model lets us stay lean and senior while delivering the scope of a much larger shop.
Our sweet spot is institutional work: state agencies, regional banks, insurers, and operators who need a partner that understands both the engineering and the business of money movement — not just a vendor pushing a product.
Engagement structures chosen to match how you actually operate — not how consultants like to bill.
We co-invest engineering and operate the platform alongside you. Aligned incentives, shared upside. Best when you’re launching a new channel or product where we both back the outcome.
We license our platform components, set up the infrastructure, and maintain it under a clear SLA. You own the business; we keep the systems running.
Targeted engagements for architecture reviews, integration audits, platform selection, or a specific technical build. Senior-led, defined scope, no overhead theatre.
Whether you’re scoping a new wallet platform, modernising a legacy transaction stack, or simply want a second set of eyes on an architecture — we’d like to hear from you.
info@hepi-tech.com